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Credit Report
Everything you need to understand and improve your credit report and score
What is a credit report?
What is a soft search?
What is my credit score?
Do Credit Reference Agencies make lending decisions?
What information does my credit report provide?
How many Credit Reference Agencies are there?
What is a Credit Reference Agency?
How do I cancel my credit report?
Are there ways to improve my credit score?
How do I contact TransUnion?
Who are Cifas?
What can affect my credit score?
Why can’t I see some of my financial accounts?
Why have I failed verification / can't access my credit report?
How long is data retained on my credit report?
What do ‘Searches’ on my credit report relate to?
How frequently does my credit report get updated?
My information doesn’t seem to have been updated on my credit report – why not?
Why is my credit score different here to elsewhere?