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What accounts and credit cards can I link to Updraft?

Which banks does Updraft support? We securely connect with most UK providers, from Lloyds and Barclays to Monzo and Starling. Learn how to search for your provider and which accounts to link.

Updated this week

Updraft securely connects with most UK banks, building societies, and credit card providers.

This includes major high-street names like Lloyds, Barclays, NatWest, and HSBC, as well as newer digital banks like Monzo and Starling. The full, up-to-date list is always available to check from within the Updraft app itself.


How to find your bank or provider

The most accurate way to see if we support your provider is to check during the connection process.

  1. Start the connection: Navigate to the 'Profile' section, select 'Linked Accounts,' and tap 'Add New Connection’

  2. View the list: You will see a screen showing the most popular banks and providers.

  3. Use the search bar: If you don’t see yours straight away, simply type the name of your provider into the search bar at the top.

If your provider appears in the search, we can connect to them.


What if I can't find my provider?

While Updraft connects with thousands of UK financial institutions, not all banks or card providers currently support Open Banking access.

If your main provider doesn’t appear on the list, it means they don’t yet offer a compatible connection through our Open Banking partner, TrueLayer. We continually monitor updates from TrueLayer and the wider Open Banking network, and new providers are added as they become available.

If your main account can’t be connected, we may not be able to complete your application until that connection is supported.


What types of accounts should I link?

For your application, we need to see your main income and spending. You should aim to link the accounts you use for your day-to-day finances.

  • Personal Current Accounts: This is your main bank account, typically where your salary is paid in and your direct debits are paid out.

  • Credit Cards: Linking the credit cards you use for regular spending helps give us a fuller picture of your finances.

You don't need to link accounts like mortgages or dedicated long-term savings accounts.

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