Yes, absolutely. You can overpay or repay in full at anytime without fees or penalties, ever.

You can find the payment details on your Updraft Credit page by tapping 'Make a Payment' then just make a transfer from your bank account.

Any overpayments will reduce your interest and overall term of your loan, whilst your monthly Direct Debit will remain the same.

If you want to settle your Updraft Credit balance early, let us know before you do so we can give you an up to date settlement figure. We don't want you paying more than you should. 😁